Card Perks,
Tracked to the Penny.
You pay for the perks.
Let's make sure you use them.
Every statement credit, membership perk and travel benefit your cards carry, and exactly how much of each is left before it resets.
Free to use. Add cards by hand, or link a bank to confirm credits automatically.
12 active
84%
Your cards, in one place.Add them and every benefit loads itself.
A credit comes through.PerkFolio records the confident matches.
Nothing resets unseen.See what's left before the window shuts.
Your whole wallet.
A much clearer picture.
What's used. What's left. What's coming up.
Click through a five-card wallet in PerkFolio.
Five cards. Every credit they carry, loaded automatically.
Pick your cards and PerkFolio loads all 29 of their recurring credits — no manual entry. Together they carry $6,997 a year against $2,960 in fees.
- $6,997
- in annual credits
- $2,960
- in annual fees
- 48%
- captured so far
- $1,232
- expired unused
- $2,436
- still on the table
How much are you not using?
Premium cards bundle hundreds in annual credits — statement credits, travel credits, monthly app credits. Most go partly unredeemed. Add the cards you carry:
Your cards
A clearer picture. A simpler start.
How does automatic tracking work?
Link a bank through Plaid and PerkFolio watches for the statement credits your issuer posts. When one comes through, it's matched to the benefit it belongs to and the amount is recorded, so you see $5 left instead of guessing. Confident matches record themselves; anything less certain waits for you to confirm. A purchase on its own never counts as a credit used.
Do I have to connect my bank?
No. Add your cards from the catalog and tick off credits yourself. Linking a bank just saves you the ticking.
Does PerkFolio redeem my benefits?
No. PerkFolio tracks what you have, what you've used and what resets next. You still use each benefit with the merchant or issuer, under their terms.
Will I find my cards?
The catalog covers the most-carried premium cards from Amex, Chase, Capital One, Citi and more, and it grows. Card benefits change, so always check your issuer's current terms.
Is it free?
Yes. Tracking your cards is free.
Take your perks
to their peak.
Add your first card in under a minute. No card number required.
Get started free