Card Perks,
Tracked to the Penny.
See every statement credit, membership perk and travel benefit your cards carry — and exactly how much of each is left before it resets.
12 active
84%
What your wallet looks like when nothing expires quietly.
PerkFolio loads every recurring credit your cards carry, matches them against your real transactions, and shows what's still winnable before it resets. Here it is on a five-card wallet.
Example wallet · real catalog values, illustrative usage · $5,833 in creditsFive cards. Every credit they carry, loaded automatically.
Pick your cards and PerkFolio loads all 24 of their recurring credits — no manual entry. Together they carry $5,833 a year against $2,960 in fees.
- $5,833
- in annual credits
- $2,960
- in annual fees
- 45%
- captured so far
- $790
- expired unused
- $2,436
- still on the table
How much are you not using?
Premium cards bundle hundreds in annual credits — statement credits, travel credits, monthly app credits. Most go partly unredeemed. Add the cards you carry:
Your cards
Everything your statement credits deserve
Benefits load themselves
Pick a card from the catalog and every statement credit, membership perk and travel benefit it carries loads in automatically — no manual entry.
Plaid confirms what you actually used
Link an account in sandbox mode and PerkFolio matches transactions against open benefits, so confirming usage is a tap instead of a guess.
Partial usage, tracked precisely
Used half of a $300 credit? PerkFolio tracks the exact amount left instead of flattening it to a used/unused toggle.
See the reset before it happens
Monthly, quarterly and annual credits are grouped by urgency, so what's about to expire never gets buried under what isn't.
Three steps to stop missing credits
Add your cards
Pick your cards from a catalog of two dozen premium products. Every benefit they carry loads automatically.
Mark what you use
Tick off a credit — or confirm it straight from a matched Plaid transaction — and PerkFolio recomputes utilization live.
Beat the reset
See what expires this month, this quarter and this year, sorted by urgency, before it resets to zero.
Stop leaving your card's benefits on the table.
Add your first card in under a minute — no card number required.